Alexandria Credit Card Fraud Lawyer

Credit card fraud is the most common case of fraud seen in Alexandria. The criminal act is treated as a Class 6 felony in Virginia; punishable by up to five years in prison or 12 months in jail as well as $2,500 fine. An experienced fraud lawyer who is knowledgeable about credit card fraud should be contacted immediately in the event that an individual is charged with a crime of this magnitude. An Alexandria credit card fraud attorney will provide their client with sound legal counsel and often times will help them avoid doing or saying anything to law enforcement that could be used against them during their trial.

Elements Of Credit Card Fraud

Credit card fraud primarily consists of stealing the information, numbers, or encoding data from another person and attempting to make a purchase with the information. In the vast majority of cases, this involves someone stealing data from a legitimate credit card and re-encoding that data on a different card such as a gift card. The person may attempt to purchase merchandise or in some cases tries to purchase another gift card. When they attempt to make that transaction, there is often an alert that goes out and they are caught in the act.

Another element of credit card fraud is skimming, which refers to the act of taking someone else’s card and running it through a skimming device to pull off the encoding information. This most commonly happens in restaurants when someone pays their check and their credit card information is pulled from that card and used in a subsequent transaction.

Whenever someone skims or takes the information from another person’s credit card, that is credit card theft. When they then take that information and attempt to transact some kind of business or sale with that; that is considered to be a credit card fraud under Virginia law.

Common Misconceptions

The biggest misconception about credit card fraud is that it is not a serious offense. Many people, particularly young people, purchase a credit card on the Internet for a discount or get gift cards from their friends and believe it is not a serious matter to attempt to use these cards. In fact, in most cases, they are committing a serious felony. They could be convicted of a felony depending on the circumstances, which make it extremely important that a credit card fraud lawyer in Alexandria is consulted to build a defense.

The Importance Of Contacting A Lawyer

Credit card fraud is a serious crime in Virginia; it is a felony in almost all of its forms, which is something that can have a very lasting and significant impact in a person’s life. If a person is charged with fraud, he or she faces a very serious situation. They should take all of the proactive steps necessary to yield a positive outcome from the moment that they are charged, and the best way to do so if by seeking the legal representation of an Alexandria credit card fraud lawyer. In addition, there are mistakes that people frequently make which can be avoided if they are in close contact with an attorney.